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As an insurance broker we are professional advisers who work on behalf of their clients. We have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. We provide expert advice in relation to the risks associated with the property you own and/or the business you operate. We provide professional, technical advice which can be exceptionally useful in the event of claim. We will help to arrange and place your cover with the chosen insurer and can provide advice on how to make the most of your insurance budget.

Because we deal with a wide range of insurance companies we have access to many different insurance policies and solutions. We will be aware of the benefits, exclusions and costs of competing policies. It can be very tempting for a client to source their own quotes without seeking proper advice, understanding the fine print or considering whether they are getting true value for money. This is where we are able to assist you in determining the level of cover that is required. This means that you will always be properly and adequately protected.

As part of our commitment to our clients we assist individuals and businesses to design appropriate risk management programs. These programs are often essential to risk prevention which in turn reduces losses and claims. These strategies often result in reduced premiums.

Because of our extensive knowledge and technical expertise we will always ensure that your claim is dealt with quickly, fairly and with the best possible settlement for you.

Insurance brokers offer a range of services, including assessing insurance needs, providing advice on insurance coverage options, shopping for insurance policies, and managing insurance policies on behalf of their clients.

Insurance brokers typically receive a commission from the insurance company when they sell an insurance policy to a client. The commission rate varies depending on the type of policy and the insurance company.

Yes, insurance brokers are regulated by state insurance departments. They must meet certain licensing and continuing education requirements, and they must follow ethical and professional standards.

When choosing an insurance broker, it’s important to look for someone who is licensed and experienced in your specific insurance needs. You may also want to ask for references and read online reviews to ensure the broker has a good reputation.