by t34testarea | Feb 10, 2014 | Frequently Asked Questions
We understand that from time to time things may go wrong. We will always listen to your concerns and do our best to put things right. In the first instance you should refer the matter to one of our Team Leaders or Account Executives who will take full details of your...
by t34testarea | Feb 10, 2014 | Frequently Asked Questions
An excess is the amount of the claim you have to pay. If your claim is £1,000 and you have a £100 excess then your insurer will pay £900 and you will pay £100. What is a compulsory excess? A compulsory excess means that the policy you have chosen has that amount of...
by t34testarea | Feb 10, 2014 | Frequently Asked Questions
This is a common question and one which is very easy to answer: no. Rent cover is automatically paid to you if a claim is made under your policy for an insured peril. For example, should your property suffer a water damage claim and your tenant has to move out your...
by t34testarea | Feb 10, 2014 | Frequently Asked Questions
Insurance Premium Tax is a form of tax that must be added to all general insurance premiums within the UK. The most common form of tax, VAT, is not applicable on insurance, instead the government require you to pay IPT (as it is also known) instead. This amount is...
by t34testarea | Feb 10, 2014 | Frequently Asked Questions
If your motor policy provides comprehensive cover then the standard wording on your certificate will be something like: ‘Provided the policyholder is 25 or over, and not employed in the motor trade, he/she may also drive, with the owner’s permission, a car...
by t34testarea | May 20, 2013 | Frequently Asked Questions
As an insurance broker we are professional advisers who work on behalf of their clients. We have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. We provide expert advice in relation to the risks associated with the...
